Smart, Secure & Connected Payments

EPay Mobile Money connects people, merchants, agents, and businesses with fast, secure, and reliable digital financial services — from mobile wallets to QR payments.

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Our Products & Services

Mobile Wallet

The Epay Mobile Wallet App is available on the Google Play Store and Appstore.

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POS / Merchant Wallet

Epay’s POS services meet international standards, consolidating all payment management into one secure and efficient platform.

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Agent Wallet

Our agents introduce e-value across the country, ensuring easy deposits, withdrawals, and superior customer support at affordable fees.

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Debit Card

Epay Debit Card supports EMV chip, contactless, and multi-currency features — offering a secure and robust card management system.

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QR Code Payments

The Epay QR code enables quick, secure, and modern wallet transfers by scanning barcodes with sender & recipient info.

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Epay Portal

Login to the Epay Portal to manage accounts, track transactions, and access customer support — secure and efficient digital banking.

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What Our Customers Say

Real stories from users enjoying seamless mobile money services with EPay.

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Why Choose EPay

Secure Transactions

End-to-end encryption for safe payments.

Fast Processing

Instant mobile transfers anytime.

Nationwide Coverage

Accessible across Malawi.

24/7 Support

Reliable assistance anytime.

Get Started with EPay

Register as a Customer
  1. 1 Dial *464#
  2. 2 Select 2 "Customer"
  3. 3 Select 1 "to Register"
  4. 4 Enter First Name
  5. 5 Enter Last Name
  6. 6 Choose Your Gender
  7. 7 Enter ID Number
  8. 8 Enter ID Expiry Date
  9. 9 Enter Date of Birth
Register Now
Become an EPay Agent
  1. 1 Fill out the EPay Agent Form
  2. 2 Provide a valid National ID
  3. 3 Provide a Personal Referee
  4. 4 Submit a Utility Bill
  5. 5 Provide a Map of Residence






Become an Agent
Become a Super Agent
  1. 1 Fill out the EPay Agent Form
  2. 2 Provide a valid National ID
  3. 3 Provide a Personal Referee
  4. 4 Submit a Utility Bill
  5. 5 Provide a Map of Residence

Become Super Agent
Register as a Merchant
  1. 1 Provide a valid Business Registration
  2. 2 Provide business owner’s ID
  3. 3 Provide a Business Location Map




Register Merchant

How EPay Works

Follow these simple steps to start sending, paying, and withdrawing money seamlessly with EPay.

1
Sign Up

Create your free EPay account in minutes using your phone or online.

2
Add Money

Deposit via bank, agent, or integrated mobile channels securely.

3
Transact

Send money, pay bills, shop, and withdraw instantly anytime, anywhere.

4
Track & Manage

Keep track of all transactions and balances with real-time notifications.

5
Grow with EPay

Use EPay for business or personal growth with analytics and rewards.

6
Safe & Secure

All transactions are protected with end-to-end encryption and monitoring.

OUR MARKET

Retail

We serve retail customers, providing convenient and accessible financial solutions through mobile platforms.

Agents & Merchants

Our platform supports agents and merchants to provide cash-in, cash-out, and payment services nationwide.

Businesses & SMEs

Tailored payment solutions for businesses, enabling seamless transactions and better financial management.

Institutions

We provide reliable payment systems for hospitals, schools, NGOs and other institutions.

Agricultural Sector

Supporting farmers and agribusinesses with digital payment solutions to improve accessibility.

Digital Economy

We power the digital ecosystem through API integration, mobile money, e-commerce and fintech partnerships.

Are you ready to experience seamless payments?

Join thousands of Malawians already using EPay today!

Get it on Google Play

Or simply dial *464# to get started instantly!